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international international
Breaking News

Post office scheme deposit 1500 rupees monthly and get Rs 35 lakh check details achs


Post Office Scheme: इस समय बाजार में कई निवेश विकल्‍प मौजूद हैं. इनमें से कई योजनाओं पर आकर्षक रिटर्न का दावा किया जा रहा है. हालांकि, इनमें कुछ में जोखिम की दर भी काफी ज्‍यादा होती है. काफी निवेशक कम मुनाफे, लेकिन सुरक्षित निवेश योजनाओं को ज्‍यादा पसंद करते हैं. दरअसल, इनमें जोखिम कम होता है. हालांकि, कुछ निवेश योजनाओं में अच्‍छा रिटर्न मिलने के साथ ही जोखिम भी कम होता है. अगर आप भी ऐसे निवेश विकल्प की तलाश रहे हैं तो पोस्ट ऑफिस की ये स्कीम आपके काम आ सकती है.

भारतीय डाक (Indian Post) की ग्राम सुरक्षा योजना एक ऐसा निवेश विकल्प है, जिसमें कम जोखिम में अच्छा मुनाफा पाया जा सकता है. ग्राम सुरक्षा योजना के तहत बोनस के साथ सुनिश्चित राशि या तो 80 साल की उम्र में प्राप्त करने पर या मृत्यु होने पर कानूनी उत्तराधिकारी या नामित व्यक्ति को मिल जाती है.

योजना के नियम और शर्तें
ग्राम सुरक्षा योजना में 19 से 55 साल की आयु का कोई भी भारतीय नागरिक निवेश कर सकता है. इस योजना के तहत न्यूनतम 10,000 रुपये से लेकर 10 लाख रुपये तक निवेश किया जा सकता है. इस योजना का प्रीमियम भुगतान मासिक, तिमाही, छमाही या सालाना आधार पर कर सकते हैं. ग्राहक को प्रीमियम भुगतान के लिए 30 दिन की छूट भी दी जाती है. पॉलिसी अवधि के दौरान चूक की स्थिति में ग्राहक पॉलिसी को फिर शुरू करने के लिए लंबित प्रीमियम का भुगतान कर सकता है.

ये भी पढ़ें- रेलयात्री ध्‍यान दें… जल्‍द बंद होंगी Special Trains! सामान्य किराया होगा लागू, कोविड प्रोटोकॉल का करना होगा पालन

कब कर सकते हैं सरेंडर?
ग्राहक 3 साल के बाद पॉलिसी को सरेंडर कर सकता है. हालांकि, उस स्थिति में उसे इसके साथ कोई लाभ नहीं मिलेगा. पॉलिसी का सबसे बड़ा आकर्षण इंडिया पोस्ट की ओर से दिया जाने वाला बोनस है. अंतिम घोषणा के तहत 65 रुपये प्रति 1,000 रुपये सालाना बोनस का आश्वासन दिया गया था. बीमा योजना एक कर्ज सुविधा के साथ आती है, जिसका लाभ पॉलिसी खरीद के 4 साल बाद लिया जा सकता है. आसान शब्‍दों में समझें तो पॉलिसीधारक 4 साल बाद इस पर लोन ले सकता है.

ये भी पढ़ें- बूम मोटर्स ने लॉन्‍च किया Corbette e-scooter, 12 नवंबर से शुरू होगी बुकिंग, जानें फीचर्स और कीमत

मैच्योरिटी पर फायदे
अगर कोई 19 साल की उम्र में 10 लाख की ग्राम सुरक्षा पॉलिसी खरीदता है तो 55 साल के लिए मासिक प्रीमियम 1515 रुपये, 58 साल के लिए 1463 रुपये और 60 साल के लिए 1411 रुपये होगा. पॉलिसी खरीदार को 55 साल के लिए 31.60 लाख रुपये, 58 साल के लिए 33.40 लाख रुपये का मैच्योरिटी बेनिफिट मिलेगा. वहीं, 60 साल के लिए मैच्योरिटी बेनिफिट 34.60 लाख रुपये होगा.

ये भी पढ़ें- सर्दियों ही नहीं पूरे साल रहती है जबरदस्‍त मांग, शुरू करें ये खेती तो होगा 15 लाख रुपये सालाना से ज्यादा का मुनाफा

कहां मिलेगी जानकारी?
नामांकित व्यक्ति के नाम या ई-मेल आईडी और मोबाइल नंबर जैसे विवरण को अपडेट कराने के लिए नजदीकी डाकघर से संपर्क कर सकते हैं. दूसरे सवालों के लिए ग्राहक टोल फ्री हेल्पलाइन 1800 180 5232/155232 या आधिकारिक वेबसाइट www.postallifeinsurance.gov.in पर संपर्क कर सकते हैं.

पढ़ें Hindi News ऑनलाइन और देखें Live TV News18 हिंदी की वेबसाइट पर. जानिए देश-विदेश और अपने प्रदेश, बॉलीवुड, खेल जगत, बिज़नेस से जुड़ी News in Hindi.



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